A Share Certificate (sometimes called Certificate of Deposit or CD) allows you to earn higher dividends by saving a lump sum for a fixed time period.
Features and Benefits:
- Low minimum deposit of $1,000
- Various terms with corresponding dividend yields
- Ability to withdraw your deposit before the end of the term, subject to an early withdrawal fee and possible forfeiture of dividends earned
- Easy roll-over into another high-yield certificate, or option to withdraw the deposit without penalty when term period ends